Last Updated: 2/12/2025
Welcome to Pension Pathway (“Company,” “we,” “our,” or “us”). These Terms of Use (“Terms”)
govern your access to and use of our website, www.pensionpathway.com (“Website”). By
accessing or using our Website, you agree to be bound by these Terms. If you do not agree,
please discontinue using the Website.
- Acceptance of Terms
By using our Website, you confirm that you are at least the age of majority in your jurisdiction
and that you agree to comply with these Terms. If you use the Website on behalf of a business
or organization, you represent that you have authority to bind that entity. - About Our Services
Pension Pathway provides:
● Retirement planning services
● Pension reviews and guidance
● Life insurance consultations and recommendations
All information provided on this Website is for general informational and educational
purposes only and should not be considered financial, legal, or tax advice. You should consult
a licensed professional before making any financial decisions. - Changes to Terms
We may update these Terms at any time. Any changes will be posted on this page with an
updated “Last Updated” date. Continued use of the Website means you accept the revised
Terms. - Use of the Website
You agree not to:
● Use the Website for unlawful activities
● Attempt to gain unauthorized access to any system or data
● Transmit viruses, malware, or harmful code
● Interfere with the Website’s functionality or security
We reserve the right to suspend or block access for violations of these Terms. - Intellectual Property Rights
All content on www.pensionpathway.com, including text, graphics, logos, icons, images, and
software, is owned by or licensed to Pension Pathway and is protected by copyright and
intellectual property laws.
You may not copy, reproduce, sell, or distribute any Website content without our written
permission. - Accuracy of Information
While we strive to provide accurate and up-to-date information, we do not guarantee that all
information on this Website is complete, current, or error-free.
We are not responsible for:
● Typographical errors
● Outdated content
● Third-party information
● Any reliance you place on content found on the Website - Consultations & Financial Information
Any retirement, pension, or life-insurance consultation provided through the Website or by our
team is based on the information you provide.
You understand and agree that:
● Consultations do not guarantee specific financial outcomes
● Recommendations may vary based on your personal circumstances
● You are responsible for verifying any information before taking action
Pension Pathway is not liable for decisions made based on Website content or consultation
guidance. - User Submissions
If you submit information, requests, forms, or messages through the Website, you grant us a
non-exclusive license to use that information for the purpose of responding to you and providing
services.
You agree that the provided information is accurate and does not violate any laws or third-party
rights. - Third-Party Links
The Website may contain links to third-party websites or resources. We do not control these
sites and are not responsible for:
● Their content
● Their accuracy
● Their privacy policies
● Any products or services they offer
Accessing third-party sites is at your own risk. - Disclaimer of Warranties
The Website is provided on an “as is” and “as available” basis. We make no warranties,
express or implied, regarding:
● Website accuracy
● Website availability
● Freedom from errors, bugs, or interruptions
● Completeness of information
● Suitability of information for your specific situation - Limitation of Liability
To the fullest extent permitted by law, Pension Pathway shall not be liable for any:
● Direct, indirect, incidental, or consequential damages
● Loss of profits
● Loss of data
● Financial losses arising from your use of the Website or any consultation
This includes damages resulting from:
● Inaccurate information
● System errors
● Delays or interruptions
● Unauthorized access - Indemnification
You agree to indemnify and hold harmless Pension Pathway and its employees, advisors, and
affiliates from any claims, liabilities, damages, or losses related to:
● Your use of the Website
● Your violation of these Terms
● Your violation of any law or third-party rights - Privacy Policy
By using the Website, you consent to our data practices as described in our Privacy Policy
(coming soon or insert URL if ready). - Governing Law
These Terms are governed by the laws of [Your Country/State—tell me which to insert],
without regard to conflict-of-law rules. - Contact Information
If you have questions about these Terms, you can contact us at:
PensionPathway
602-596-3582
info@pensionpathway.com